Aatmanirbhar Laghubitta Bittiya Sanstha Limited (ANLB) has recently shared its financial report for the third quarter of 2080/81. The company’s profit decreased by 71.52%, with a net profit of Rs. 1.27 Crores compared to Rs. 4.46 crores last year.
Deposits stayed steady at Rs. 84.57 Crores, while loans increased to Rs. 1.46 Arba. However, their main income from interest decreased by 6.17%, now at Rs. 8.64 Crores.
ANLB faced a big problem with impairment charges, rising by 887.27% to Rs. 13.2 Crores. Their financial structure includes Rs. 6.85 Crores in capital and Rs. 19.8 Crores in reserves.
The annual Earnings per share is Rs. 24.70, and the net worth per share is Rs. 388.86. Non-performing loans rose by 54.86%, reaching a ratio of 11.94%.
Key Financial Highlights of Aatmanirbhar Laghubitta Bittiya Sanstha Limited (ANLB): Numbers reflect the previous year’s quarter ending. Aatmanirbhar Laghubitta Reports Net Profit Decline By 71.52% Fiscal Year 2080/81
| Particulars (In Rs ‘000) | Q3 2080/81 | Q3 2079/80 | Difference |
| Paid Up Capital | 68,571.80 | 62,338.00 | 10.00% |
| Reserve & Surplus | 198,079.67 | 210,006.01 | -5.68% |
| Deposits | 845,714.79 | 839,493.46 | 0.74% |
| Borrowings | 131,969.70 | 85,303.02 | 54.71% |
| Loans & Advances | 1,460,022.93 | 1,279,671.20 | 14.09% |
| Net Interest Income | 86,490.82 | 92,175.35 | -6.17% |
| Staff Expenses | 31,399.43 | 26,538.97 | 18.31% |
| Impairment Charges | 132,024.26 | 13,372.64 | 887.27% |
| Operating Profit | -70,602.50 | 55,174.51 | -227.96% |
| Net Profit | 12,705.15 | 44,605.92 | -71.52% |
| EPS (In Rs.) | 24.70 | 95.41 | -74.11% |
| Net Worth per Share (In Rs.) | 388.86 | 436.88 | -10.99% |
| Capital Adequacy (%) | 16.54 | 19.11 | -13.45% |
| NPL (%) | 11.94 | 7.71 | 54.86% |
| Cost of Fund (%) | 7.60 | 7.42 | 2.43% |
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