NIFRA’s Q4 2080/81 Financial Report: Net Profit Drops 5.98%

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NIFRA’s Q4 2080/81 Financial Report: Net Profit Drops 5.98%

Nepal Infrastructure Bank Limited (NIFRA) has released its fourth-quarter(Q4) financial report for the fiscal year 2080/81, showing a 5.98% decline in net profit to Rs. 1.33 Arba, down from Rs. 1.41 Arba in the same quarter of the previous year.

Financial Highlights

  • Paid-up Capital: Rs. 21.6 Arba
  • Reserves and Surplus: Rs. 2.95 Arba
  • Customer Deposits: Rs. 82.98 crores
  • Loans and Advances: Rs. 20.86 Arba

Performance Metrics

  • Net Interest Income: Decreased by 6.47% to Rs. 2.54 Arba
  • Impairment Charges: Decreased by 12.55%
  • Personnel Expenses: Decreased by 9.38%
  • Operating Profit: Dropped by 5.87% to Rs. 1.9 Arba

Key Indicators of Q4

  • EPS: Rs. 6.16
  • Net Worth Per Share: Rs. 113.7

Despite the decrease in net profit, Nepal Infrastructure Bank Limited (NIFRA) maintains a strong financial standing with substantial paid-up capital and reserves. However, challenges remain in net interest income and operating profit, highlighting areas for potential improvement.

Unaudited NIFRA’s Q4 2080/81 Financial Report:

Unaudited NIFRA's Q4 Financial Report

NIFRA Q4 2079/80 and Q4 2080/81 Report Comparision:

NIFRA Q4 2079/80 and Q4 2080/81 Report Comparision

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