NRB Published Kartik Financial Report | Net Profit Rankings of Commercial and Development Banks FY 2081/82

Nepal Rastra Bank has published the financial report for commercial and development banks for the past four months up to Kartik in the fiscal year 2081/82. The report highlights that commercial banks outperformed development banks in terms of net profit. Commercial banks achieved a combined net profit of Rs. 22.29 Arba, significantly higher than the Rs. 2.03 Arba recorded by development banks.

Commercial Banks

Among the commercial banks in Nepal, Nabil Bank once again secured the top position, earning a net profit of Rs. 2.69 Arba. In contrast, Agriculture Development Bank was the only commercial bank to report a loss, recording a net loss of Rs. 22.77 Crores, the weakest performance in the sector.

Global IME Bank was the second-highest profit earner with Rs. 2.11 Arba, while Nepal Investment Mega Bank ranked third with a profit of Rs. 1.82 Arba. Prime Commercial Bank and Kumari Bank also delivered notable performances during these four months.

The commercial banking sector recorded a combined net profit of Rs. 22.29 Arba. The detailed performance of all commercial banks is listed below.

S. No.	Commercial Bank	Net Profit (Rs in Million)
1	Nabil Bank Limited	2,691.04
2	Global IME Bank Limited	2,114.04
3	Nepal Investment Mega Bank Limited	1,820.90
4	Prime Commercial Bank Limited	1,626.44
5	Kumari Bank Limited	1,590.49
6	Everest Bank Limited	1,509.30
7	NMB Bank Limited	1,483.23
8	Prabhu Bank Limited	1,231.06
9	Standard Chartered Bank Nepal Limited	1,137.31
10	Laxmi Sunrise Bank Limited	1,069.46
11	Nepal SBI Bank Limited	1,007.10
12	Nepal Bank Limited	938.82
13	Himalayan Bank Limited	918.87
14	Machhapuchchhre Bank Limited	689.73
15	Siddhartha Bank Limited	667.80
16	Sanima Bank Limited	651.30
17	Rastriya Banijya Bank	552.75
18	Citizens Bank International Limited	438.64
19	NIC Asia Bank Limited	388.14
20	Agricultural Development Bank Limited	-227.76

Development Banks

Nepal currently has 17 development banks. Among them, 9 banks reported profits, while 8 banks faced losses during the review period. Despite this, the development banking sector collectively achieved a net profit of Rs. 2.03 Arba.

Muktinath Bikas Bank led the development banks, earning a net profit of Rs. 42.29 Crores. Garima Bikas Bank ranked second with a profit of Rs. 36.84 Crores, followed by Shine Resunga Development Bank with Rs. 35.43 Crores. Jyoti Bikas Bank and Miteri Development Bank reported smaller profits of Rs. 66.4 lakhs and Rs. 56 lakhs, respectively.

On the other hand, Narayani Development Bank, Saptakoshi Development Bank, Sindhu Bikas Bank, Karnali Development Bank, Green Development Bank, Salapa Development Bank, Corporate Development Bank, and Excel Development Bank posted losses during the review period, with Excel Development Bank reporting the highest loss of Rs. 21.76 Crores.

The list of all the banks with their performance is given below:

S. No.	Development Bank	Net Profit (Rs in Million)	Net Loss (Rs in Million)
1	Muktinath Bikas Bank	422.49	–
2	Garima Bikas Bank	368.43	–
3	Shine Resunga Development Bank	354.34	–
4	Lumbini Bikas Bank	293.72	–
5	Kamana Sewa Bikas Bank	247.12	–
6	Mahalaxmi Bikas Bank	201.60	–
7	Shangrila Development Bank	136.83	–
8	Jyoti Bikash Bank	6.64	–
9	Miteri Development Bank	5.60	–
10	Green Development Bank	–	7.54
11	Salapa	–	8.44
12	Corporate Development Bank	–	9.30
13	Saptakoshi Development Bank	–	18.90
14	Sindhu Bikas Bank	–	25.86
15	Narayani Development Bank	–	58.38
16	Karnali Development Bank	–	82.21
17	Excel Development Bank	–	217.62

NRB Published Kartik Financial Report | Net Profit Rankings of Commercial and Development Banks FY 2081/82

Commercial Banks

Development Banks

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