The interest rate of commercial banks for the month of Mangsir is published effective from the first day of this month. Out of 20 Commercial Banks only one bank has increased the interest rate whereas 12 banks have lowered it and 7 banks kept it unchanged following the previous month’s interest rate.
For this month NIC Asia Bank is providing the highest interest rate on individual fixed deposits where as Laxmi Sunrise Bank provides the lowest interest rate.
Rastriya Banijya Bank is the only bank that has increased the interest rate by 0.20 % on individual fixed deposits. In contrast, Machhapuchchhre Bank has lowered the interest rate by 1 % for this month on individual fixed deposits.
| S.No. | Company | Symbol | Interest Rate FD Kartik (Institutional) | Interest Rate FD Kartik (Individual) | Interest Rate FD Mangsir (Institutional) | Interest Rate FD Mangsir (Individual) | Difference (Institutional) | Difference (Individual) |
|---|---|---|---|---|---|---|---|---|
| 1 | Agriculture Development Bank | ADBL | 3.75% | 5.76% | 3.25% | 5.54% | -0.50% | -0.22% |
| 2 | Citizens Bank International Limited | CZBIL | 4.50% | 5.75% | 4.00% | 5.65% | -0.50% | -0.10% |
| 3 | Everest Bank Limited | EBL | 5.00% | 6.00% | 5.00% | 6.00% | 0.00% | 0.00% |
| 4 | Global IME Bank Limited | GBIME | 5.25% | 6.25% | 4.50% | 5.75% | -0.75% | -0.50% |
| 5 | Himalayan Bank Limited | HBL | 5.25% | 6.25% | 5.25% | 6.25% | 0.00% | 0.00% |
| 6 | Kumari Bank Limited | KBL | 5.01% | 6.01% | 4.91% | 5.91% | -0.10% | -0.10% |
| 7 | Laxmi Sunrise Bank Limited | LSL | 5.00% | 6.00% | 4.50% | 5.50% | -0.50% | -0.50% |
| 8 | Machhapuchchhre Bank Limited | MBL | 5.25% | 7.00% | 4.25% | 6.00% | -1.00% | -1.00% |
| 9 | Nabil Bank Limited | NABIL | 5.25% | 6.25% | 4.75% | 5.75% | -0.50% | -0.50% |
| 10 | Nepal Bank Limited | NBL | 4.95% | 5.95% | 4.95% | 5.95% | 0.00% | 0.00% |
| 11 | Nepal Investment Mega Bank Limited | NIMB | 5.25% | 6.50% | 5.25% | 6.50% | 0.00% | 0.00% |
| 12 | Nepal SBI Bank Limited | SBI | 5.50% | 6.50% | 5.00% | 6.00% | -0.50% | -0.50% |
| 13 | NIC Asia Bank Limited | NICA | 5.99% | 6.99% | 5.79% | 6.79% | -0.20% | -0.20% |
| 14 | NMB Bank Limited | NMB | 5.50% | 6.50% | 4.57% | 5.57% | -0.93% | -0.93% |
| 15 | Prabhu Bank Limited | PRVU | 5.10% | 6.10% | 5.10% | 6.10% | 0.00% | 0.00% |
| 16 | Prime Commercial Bank Limited | PCBL | 4.25% | 6.00% | 4.00% | 5.75% | -0.25% | -0.25% |
| 17 | Rastriya Banijya Bank Limited | RBBL | 5.00% | 5.80% | 5.00% | 6.00% | 0.00% | 0.20% |
| 18 | Sanima Bank Limited | SANIMA | 4.30% | 6.15% | 4.30% | 6.15% | 0.00% | 0.00% |
| 19 | Siddhartha Bank Limited | SBL | 5.00% | 6.00% | 5.00% | 6.00% | 0.00% | 0.00% |
| 20 | Standard Chartered Bank Nepal Limited | SCB | 3.75% | 6.50% | 3.50% | 6.25% | -0.25% | -0.25% |