Nepal’s Commercial Banks See 43% Profit Growth in Q4 of FY 2081/82

Kamal 4 weeks ago 0 11

The commercial banks of Nepal have released their unaudited financial report for Q4 of the fiscal year 2081/82. The overall performance shows a strong improvement compared to the same period last year.

Overall Performance

All 20 commercial banks together made a net profit of Rs. 71.50 Arba, which is 43.39% higher than the Rs. 49.86 Arba they earned in FY 2080/81. This growth reflects improved earnings across most banks, although some institutions faced declines.

Nabil Bank Limited led the rankings with a net profit of Rs. 7.13 Arba, an increase of 15.01% compared to the previous year.
Nepal Investment Mega Bank followed with Rs. 6.76 Arba, and Global IME Bank secured the third position with Rs. 6.20 Arba.

At the other end of the spectrum, NIC Asia Bank reported the lowest net profit of Rs. 16 crores, a sharp 77.03% drop from last year’s Rs. 70 crores.

Commercial Banks Profit Growth FY 2081/82

Top Growth Performers

Kumari Bank recorded the most remarkable jump in profits, with an increase of 45,820.14%, primarily due to adjustments in the previous year’s figures. Prabhu Bank and Nepal Bank also showed significant growth after revising past results.

Four banks, namely Standard Chartered Bank, Nepal SBI Bank, Citizens Bank International, and NIC Asia Bank, recorded lower profits than the previous year. Among them, NIC Asia saw the steepest decline.

Distributable Profit Per Share

When looking at distributable profit per share, Everest Bank Limited (EBL) led with Rs. 38.27 per share, followed by Sanima Bank Limited with Rs. 20.47 per share. Surprisingly, Nepal Investment Mega Bank, despite being second in total net profit, recorded the lowest positive figure at just Rs. 1.44 per share.

Four banks reported negative distributable profit per share during the quarter, indicating they may face challenges in dividend distribution.

S. No	Commercial Banks	Symbol	Distributable Profit Per Share Q4 2081/82 (Rs.)
1	Everest Bank Limited	EBL	38.27
2	Sanima Bank Limited	SANIMA	20.47
3	Standard Chartered Bank Nepal Limited	SCB	19.85
4	Nabil Bank Limited	NABIL	17.94
5	Agricultural Development Bank Limited	ADBL	15.58
6	Prime Commercial Bank Limited	PCBL	14.33
7	Global IME Bank Limited	GBIME	14.11
8	Siddhartha Bank Limited	SBL	13.22
9	Laxmi Sunrise Bank Limited	LSL	12.34
10	Nepal SBI Bank Limited	SBI	11.29
11	NMB Bank Limited	NMB	10.95
12	Machhapuchchhre Bank Limited	MBL	9.23
13	Citizens Bank International Limited	CZBIL	5.25
14	Prabhu Bank Limited	PRVU	4.44
15	Rastriya Banijya Bank Limited	RBBL	1.94
16	Nepal Investment Mega Bank Limited	NIMB	1.44
17	Nepal Bank Limited	NBL	–
18	NIC Asia Bank Limited	NICA	–
19	Kumari Bank Limited	KBL	–
20	Himalayan Bank Limited	HBL	–

Key Financial Highlights of Nepal’s Commercial Banks – Q4 FY 2081/82

S. No	Commercial Banks	Symbol	Net Profit Q4 81-82 (in Arba)	Net Profit Q4 80-81 (in Arba)	Growth (%)
1	Nabil Bank	NABIL	7.13	6.20	15.01
2	Nepal Investment Mega Bank	NIMB	6.76	4.11	64.46
3	Global IME Bank	GBIME	6.20	6.14	1.09
4	Prabhu Bank	PRVU	5.44	0.51	965.39
5	Everest Bank	EBL	4.92	3.70	32.89
6	Agriculture Development Bank	ADBL	4.15	2.90	43.39
7	Laxmi Sunrise Bank	LSL	4.12	2.88	40.96
8	Prime Commercial Bank	PCBL	4.02	3.51	14.47
9	Rastriya Banijya Bank	RBBL	3.82	2.55	49.53
10	Nepal Bank	NBL	3.77	0.03	13375.00
11	Siddhartha Bank	SBL	3.40	3.09	10.03
12	NMB Bank	NMB	3.28	2.24	46.42
13	Standard Chartered Bank	SCB	3.03	3.28	-7.51
14	Sanima Bank	SANIMA	2.57	2.40	7.08
15	Kumari Bank	KBL	2.12	0.0046	45820.14
16	Machhapuchchhre Bank	MBL	2.01	1.05	92.44
17	Nepal SBI Bank	SBI	1.80	1.99	-9.85
18	Himalayan Bank	HBL	1.51	1.23	22.13
19	Citizens Bank International	CZBIL	1.29	1.32	-2.05
20	NIC Asia Bank	NICA	0.16	0.69	-77.03
Total	—	—	71.50	49.86	43.39
Industry Average	—	—	3.58	2.49	—