The interest rates of commercial banks for the month of Mangsir have been published, effective from the first day of the month. Out of 20 commercia
The interest rates of commercial banks for the month of Mangsir have been published, effective from the first day of the month.
Out of 20 commercial banks, only one has increased its interest rate, 12 have lowered their rates, and 7 have kept their rates unchanged, maintaining the previous month’s figures.
For this month, NIC Asia Bank offers the highest interest rate on individual fixed deposits, while Laxmi Sunrise Bank provides the lowest.
Rastriya Banijya Bank is the only bank that has raised its interest rate on individual fixed deposits by 0.20%. In contrast, Machhapuchchhre Bank has reduced its interest rate by 1% for the same.
Commercial Banks Interest Rates for Mangsir 2081: Key Updates
| S.No. | Company | Symbol | Interest Rate FD Kartik (Institutional) | Interest Rate FD Kartik (Individual) | Interest Rate FD Mangsir (Institutional) | Interest Rate FD Mangsir (Individual) | Difference (Institutional) | Difference (Individual) |
|---|---|---|---|---|---|---|---|---|
| 1 | Agriculture Development Bank | ADBL | 3.75% | 5.76% | 3.25% | 5.54% | -0.50% | -0.22% |
| 2 | Citizens Bank International Limited | CZBIL | 4.50% | 5.75% | 4.00% | 5.65% | -0.50% | -0.10% |
| 3 | Everest Bank Limited | EBL | 5.00% | 6.00% | 5.00% | 6.00% | 0.00% | 0.00% |
| 4 | Global IME Bank Limited | GBIME | 5.25% | 6.25% | 4.50% | 5.75% | -0.75% | -0.50% |
| 5 | Himalayan Bank Limited | HBL | 5.25% | 6.25% | 5.25% | 6.25% | 0.00% | 0.00% |
| 6 | Kumari Bank Limited | KBL | 5.01% | 6.01% | 4.91% | 5.91% | -0.10% | -0.10% |
| 7 | Laxmi Sunrise Bank Limited | LSL | 5.00% | 6.00% | 4.50% | 5.50% | -0.50% | -0.50% |
| 8 | Machhapuchchhre Bank Limited | MBL | 5.25% | 7.00% | 4.25% | 6.00% | -1.00% | -1.00% |
| 9 | Nabil Bank Limited | NABIL | 5.25% | 6.25% | 4.75% | 5.75% | -0.50% | -0.50% |
| 10 | Nepal Bank Limited | NBL | 4.95% | 5.95% | 4.95% | 5.95% | 0.00% | 0.00% |
| 11 | Nepal Investment Mega Bank Limited | NIMB | 5.25% | 6.50% | 5.25% | 6.50% | 0.00% | 0.00% |
| 12 | Nepal SBI Bank Limited | SBI | 5.50% | 6.50% | 5.00% | 6.00% | -0.50% | -0.50% |
| 13 | NIC Asia Bank Limited | NICA | 5.99% | 6.99% | 5.79% | 6.79% | -0.20% | -0.20% |
| 14 | NMB Bank Limited | NMB | 5.50% | 6.50% | 4.57% | 5.57% | -0.93% | -0.93% |
| 15 | Prabhu Bank Limited | PRVU | 5.10% | 6.10% | 5.10% | 6.10% | 0.00% | 0.00% |
| 16 | Prime Commercial Bank Limited | PCBL | 4.25% | 6.00% | 4.00% | 5.75% | -0.25% | -0.25% |
| 17 | Rastriya Banijya Bank Limited | RBBL | 5.00% | 5.80% | 5.00% | 6.00% | 0.00% | 0.20% |
| 18 | Sanima Bank Limited | SANIMA | 4.30% | 6.15% | 4.30% | 6.15% | 0.00% | 0.00% |
| 19 | Siddhartha Bank Limited | SBL | 5.00% | 6.00% | 5.00% | 6.00% | 0.00% | 0.00% |
| 20 | Standard Chartered Bank Nepal Limited | SCB | 3.75% | 6.50% | 3.50% | 6.25% | -0.25% | -0.25% |
